What is Klarna and how does it work?

Klarna is a facility that allows you to spead your payments interest free.

Here are the 2 options.

1. PAY LATER IN 3 EQUAL INSTALMENTS

• Get what you love now. Pay over time.
• One part payment at purchase and 2 further payments at 30 and 60 days
• Automatically collected monthly from your chosen debit or credit card
• No interest or fees - ever
• No credit application required
• Simple and safe
• Download the Klarna App and easily track your payments

2. PAY LATER IN 30 DAYS

• Buy it. Love it. Pay for it.
• Pay in 30 days days
• No interest or fees for the service - ever
• Try your goods before paying
• Simple, safe and secure
• Download the Klarna App and easily track your payments

Klarna Frequently Asked Questions?

I have been asked to go to Klarna’s site. Is this right?

If you have chosen to Buy Now, Pay Later then Klarna will send you an email with instructions on how to pay. Your email will contain a link to Klarna where you can settle your payment with your credit or debit card within 30 days. If you do not pay Klarna within the grace period, late fees may apply.

How will I know if my payment goes through?

If you make a card payment during the checkout, you will receive a confirmation email from Scottsdale Golf confirming your payment has been accepted. If you choose to Buy Now, Pay Later with Klarna then you will receive a confirmation email from Klarna with instructions on how to pay.

Why have I not been offered Buy Now, Pay Later?

The offer to use Klarna’s Buy Now, Pay Later service is automatically generated based on algorithms driven by the information you provide in the checkout on Scottsdale Golf, including basket value, order history, item availability and more. This is not a credit check

It is also only available to those over 18 years of age. If you are not offered the Buy Now, Pay Later option you can still use the traditional card payment method.

Does a credit search take place against me?

No. Neither Klarna nor Scottsdale Golf runs credit searches against you that could impact your credit rating. Klarna may run a quotation search which is an enquiry which only you, and no other companies, can see and which does not affect credit scoring.